Subscriber Agreement

Before you can join, you must read and agree to these terms and conditions. By joining this website, you are agreeing to these terms and conditions, and are agreeing to be legally bound by them. This agreement is subject to change by mWALLET at any time. Changes are effective when posted on this site without notice upon each subscriber.

1. Legal definitions
"Member" or "Membership," as referred to in this document shall mean: The subscriber or user of a valid password (AccessKey) for the site during the term of membership.

"Site," as referred to in this document shall mean: The website for which you are purchasing a password (AccessKey) from mWALLET in order to access the site and its materials and obtain the benefits of membership.

"Subscriber," as referred to in this document shall mean: The End-user / Consumer, of the services of the site and holder of a valid password (AccessKey) for the site.

"AccessKey," as referred to in this document shall mean: The unique password that is sold by mWALLET and used to access a site. An AccessKey is a license to use a site for a period of time that is specified.

"Bookmarking," as referred to in this document shall mean: The act of placing a URL into a temporary file on the subscriber's browser so that the subscriber may return to that page at a future date directly, without passing through any pages that may have preceded.

2. Description of services
mWALLET will provide one AccessKey to access the site and its contents for which you are purchasing membership.

3. Billing
mWALLET.com will appear on your credit card or bank statement for all charges made. If multiple venues are joined utilizing mWALLET, your statement will list each individual purchase comprising the transaction. mWALLET may include other information on your statement based on credit card association or NACHA rules and regulations.

4. Payment / Fee
Sites will have periodic subscription fees that are defined by the terms of the site at the time of the initial enrollment for subscription. The member is responsible for such fees according to the terms of the site. Once a member has the ability to access the site using the AccessKey assigned to the member, subscription fees become non-refundable.

5. Automatic Recurring Billing
As determined by the content provider of the site and mWALLET, one of the following two types of membership is used:

i) "Membership costs $X per day with Y-days minimum. Renewable every day until cancelled with 24 hours advance notice". 

After the initial period of minimum Y-days is over the membership is auto renewed each day to the next until cancelled by the user with at least 24-hour notice. Accumulated membership fees are charged once every 30 days, or upon membership expiration as a result of cancellation, whichever is earlier.

ii) "Trial costs $X for Y days. Monthly membership costs $Z." 

Trial or monthly membership will be automatically renewed at the end of the original term selected, for the following month, unless notice is received from the subscriber 24 hours prior to the end of the trial, or seven (7) days prior to monthly membership renewal. All trial memberships shall renew at the one-month membership rate. The maximum term of this agreement is 36 months.

Unless and until this agreement is cancelled in accordance with the terms hereof, subscriber hereby authorizes mWALLET to charge subscriber's credit card or bank account to pay for the ongoing cost of membership. Subscriber hereby further authorizes mWALLET to charge subscriber's credit card or bank account for any and all purchases of products, services and entertainment provided by the site.

6. Electronic Receipt
Electronic receipts are sent via email only if valid email address was provided in the subscription form during sign-up. Electronic statement of charges is available on the PC website at http://www.mwallet.com. Subscribers may request a copy of the account of charges made for the use of the site. Subscriber foregoes this right if such request is not made. Requests must be made directly to mWALLET. Refer to the Questions and contact information at the end of this document.

7. Cancellation
At any time, and without cause, subscription to the service may be terminated by either mWALLET, the site, or the subscriber upon notification of the other by cancellation link on the mobile internet site, or a PC website at http://mwallet.com. When the member requests the termination, subscription fees are NOT refunded. Subscribers are liable for charges incurred by them until termination of service.
If you are a daily subscriber $X/day, and your AccessKey has not been used for twenty five (25) consecutive days. Your subscription will be cancelled automatically.

If you request cancellation or request a refund from your bank or card issuer due to unauthorized or fraudulent use, mWALLET can at its discretion, to prevent further unauthorized use, block your account or card from use at all mWALLET clients' websites. This will not however prevent unauthorized use at non-mWALLET customers, and is not a substitution for your contacting your financial institution to prevent further misuse.

If you are taking advantage of a "Free" trial period, please be aware of the following: Your bank will immediately put a "Reserved Funds" hold on your credit card, or your checking /debit card account for the amount of the subscription plan you have selected. If the free trial is cancelled within the timeframe allowed by the website, it typically takes the banking system 7 to 10 days to remove the hold from these funds. During the trial period and for a minimum of 7 to 10 days after you cancel, these funds are considered out of your bank even though technically they are still there, and you could overdraw or exceed the limits of your account. You are responsible for any charges imposed by your bank or credit card company for exceeding your account limits or overdrawing your account.
If you are a daily subscriber $X/day, your credit card will be pre-authorized upon initial subscription. Your bank will immediately put a "Reserved Funds" hold on your credit card, or your checking /debit card account for the amount equivalent to 30 days of subscription. If the subscription is cancelled prior to 30 days, you will only be billed for the period you were a subscriber. It typically takes the banking system additional 7 to 10 days to remove the hold from these funds. During the subscription period and for a minimum of 7 to 10 days after you cancel, these funds are considered out of your bank even though technically they are still there, and you could overdraw or exceed the limits of your account. You are responsible for any charges imposed by your bank or credit card company for exceeding your account limits or overdrawing your account.

8. Refunds
Should a refund be issued by mWALLET, all refunds will be credited solely to the credit card, debit card, or checking account used in the original transaction. Refunds will not be issued by cash, check, or to another credit card.

9. Bookmarking
Subscriber agrees that at any time they will not bookmark any page to the site that will allow the subscriber to bypass the terms and conditions of the site upon entering. If such a bookmark exists, said bookmark will constitute full agreement to said terms and conditions as well as to admission that subscriber is of legal age of majority in their state, country or region.

10. Authorization of Use
Subscribers to the site are hereby authorized a single AccessKey to download, copy, or print material found on the site. This AccessKey shall be granted for sole use via one mobile Internet device, or computer. All memberships are provided for personal use and shall not be used for any commercial purposes or by any commercial entities. Commercial use of either the site or any material found within is strictly prohibited. No material within the site may be transferred to any other person or entity, whether commercial or non-commercial. In addition, materials may not be modified, or altered. Materials may not be displayed publicly, or used for any rental, sale, or display. Materials shall extend to copyright, trademarks, or other proprietary notices there from.

mWALLET and the site reserve the right to terminate this AccessKey at any time if the terms of this agreement are breached. In the case that the terms are breached, you will be required to immediately destroy any information or material printed, downloaded or otherwise copied from the site.

11. Transfer of AccessKey
Access to the site is through a special password (AccessKey). Subscribers may not under any circumstances release their AccessKey to any other person, and are required to keep their AccessKey strictly confidential. mWALLET will not release passwords for any reason, to anyone other than the subscriber, except as may be specifically required by law or court order. Unauthorized access to the site is a breach of this Agreement and a violation of law. Subscribers acknowledge that the Webmaster of the site may track through the use of special software each subscriber's entry to the site.

If any breach of security, theft or loss of AccessKey, or unauthorized disclosure of AccessKey information occurs, subscriber must immediately notify mWALLET or the site of said security breach. Subscriber will remain liable for unauthorized use of service until mWALLET or the site is notified of the security breach by e-mail or telephone.

12. Sanctions and Approval of Adult Material
Shall mWALLET billing system be applied to charge for memberships to Adult Content sites, It shall be used and viewed solely by people who are at least 18 years of age (21 in AL, MS, NE, and WY), who wish to access visual images, audio sounds, and verbal descriptions of a sexually oriented and frankly erotic nature. Materials available within this site may include depictions that are visually graphic in nature and portrayals of nudity or sexual acts and should not be accessed by anyone who is not at least 18 years of age (21 in AL, MS, NE, and WY), by anyone who finds such material offensive in nature, or by anyone who simply does not wish to be exposed to such materials. By purchasing a membership or AccessKey, you are implicitly making the following statements: "I affirm and swear that as of this moment, under penalty of Perjury, I am at least 18 years of age (21 in AL, MS, NE, and WY). I will not permit any persons under the age of 18 years (21 in AL, MS, NE, and WY) to view or access in any way any materials found on this website. I understand that by accessing this website, I will be exposed to materials that may include but are not limited to, visual images, audio sounds, and verbal descriptions of a sexually oriented and frankly erotic nature, portrayals of nudity, and sexual acts. I affirm that I am not offended by such materials, and that such materials are legal in my community. I am volunteering to view, hear, and access such materials on my own volition, and I choose to do so because I want to view/read/hear or otherwise access such materials for my own enjoyment, information or entertainment. My choice is a manifestation of my interest in such matters, which is healthy and normal, and is also held by most adults in my area. I am completely familiar with the standards held in my community, and the material I expect to access in this site falls within these standards. In my experience, the average adult in my community accepts the consumption of such materials by willing adults in circumstances such as this, which offer reasonable insulation from the materials for minors, and unwilling adults. Adults in my community will accept the standards displayed within this site, and will not find any of the material patently offensive."

13. Supplementary Terms and conditions
The site may have additional Terms and Conditions that are an integral part of this Agreement, and are in addition to these Terms and Conditions. Such Terms and Conditions as listed at the site will in no way invalidate any of the Terms and Conditions listed here. All Terms listed apply to mWALLET, the site, and the subscriber.

I understand that by having checked the acknowledgement of mWALLET's Terms and Conditions, I am affirming that I have read and understand the terms of this account and authorize mWALLET to debit my credit card or bank account in accordance with the current terms and conditions.

14. Severability
If any provision of this Agreement shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any of this Agreement is invalid or unenforceable, but that by limiting such provision it would become valid or enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited.

15. Notice
Notices by the site to subscribers may be given by means of electronic messages through the site, by a general posting on the site, or by conventional mail.

Notices by subscribers may be given by electronic messages through the site, email, and conventional mail unless otherwise specified in the Agreement. All questions, complaints, or notices regarding the site must be directed to mWALLET. All cancellations of service to a site must also be directed to mWALLET.

Questions and Contact Information
All questions to mWALLET regarding these terms and conditions must be directed to:

Voitus Corporation
mWALLET
401 NE RAVENNA BLVD # 106
SEATTLE WA 98115-8443
USA

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